Us Treasury Check Verification

Understanding the Basic Things Involved In the Us Treasury Check Verification

The processes involved in the US Treasury Check verification requires that cashiers working with a financial institution must be able to recognize the various security features on the check before cashing it. For a financial institution to clear a US treasury check, it must have received a valid check number, routing number as well as the check amount. These cashiers have been instructed not to honor any treasury check that that has been issued for over 13 months. This simply means that treasury checks whose issuance dates are older than one year cannot be cashed. In a situation where an individual presents an invalid check, it is the role of the financial institution to direct the person to get back to the issuing agency so as to get appropriate directives on what can be done. The major purpose for setting up the US Treasury Check verification was to help curb fraudulent practices and to ensure that every payment made is in resonance with what is on record.

The Security Checks Employed in the US Treasury Check Verification

One unique feature of most checks is the anti-counterfeit seal they possess. Although some checks might be presented without carrying these seals, this does not mean they are counterfeit checks. Moreover, the inability of a financial institution to find a record to confirm the issuance of the check after going through the verification application does not nullify the check straightaway. The fact is that every check is protected with several security features. Some of these checks bear an automated signature while others are manually signed by humans.

The Processes Involved in the US Treasury Check Verification

As a standard, the US Treasury Check Verification application has put in place seven check security measures that every check issued by the treasury must pass through before it can be confirmed as an authentic check. Presented below are the seven check security measures that must be found on all checks issued by the United States Treasury:

1.The Check Endorsement Line: This bears the words USAUSAUSA

2.The Check Date and Amount: Although, recent checks from the US Treasury do not have white boxes surrounding the date and amount. However, such checks can still be found in circulation amidst the public.

3.The Bleeding Ink: This security feature is the seal of the United States Treasury that is used during the US Treasury Check verification by applying moisture to the black ink to make it turn reddish.

4.Micro Printing: This is a special security feature that appears in form of a straight line to the naked eye but becomes a very visible printing when placed under magnification. Counterfeits checks are detected with this feature as the micro printing appears like a straight line or as dots, even when viewed under a microscope.

5.While conducting the US Treasury Check verification, the checks are made with watermarked paper which presents the watermark seal when the held up against light, making it possible to read US Treasury from both sides of the check. In suspected fake checks, the watermark seal can be seen without holding the paper against light.

6.Ultraviolet Overprinting: These are security printings that only appear on the check after applying a black light to it
The Signature Block: This is a feature that may or may not be present on a check. It comprises of a secure seal with encoded information.

After scaling through the above hurdles, the US Treasury Check verification is complete, the check ready to be cashed, and the beneficiary ready to smile home.